Taking Control of Your Finances with Secured Credit Cards and Prepaid Debit Cards. If you’re trying to get a grip on your personal finances, secured credit cards and prepaid debit cards can be two important tools. They serve very different purposes, however, so it’s important to know the pros and cons of each.   Secured…

Read more

Keeping Healthcare Costs Low with Medicare Supplemental and Medicare Advantage. If you’re sixty-five or older, you’re probably already enrolled in Medicare. But did you know that along with Original Medicare, you can sign up for additional benefits in the form Supplemental Medicare or Medicare Advantage? Which additional plan you choose depends on where you think…

Read more

The idea of a reverse mortgage feels like a no-brainer to some people and a frightening, last resort to others. That’s because a reverse mortgage involves putting your most valuable asset—your home—on the line. These types of loans are only available to people over 62. For people who enter into these loans with their eyes…

Read more

If sickness or injury prevents you from returning to work for six months or more, would you have enough savings to take care of yourself and your family? For most people, the answer is no. Yet serious disability is not that uncommon: a quarter of today’s twenty-year-olds will face disability between now and retirement. That’s…

Read more

If you think you’re too young to start planning for retirement, think again. In the past, many people counted on two sources of retirement income: Their employers’ pension plan and Social Security. Most employers have eliminated pension plans, however. And while Social Security is still an important source for many retirees, it’s not enough to…

Read more

Nick and Amy knew they wanted to send their two daughters to college, but the college sticker price was daunting. They also knew, however, that they didn’t want their children to be saddled with big student loan payments after graduation.

Read more

Getting your will in place is one of the most important things you can do to protect your family. It’s the only thing that can let you rest assured that your family will be taken care of should the need arise. Just click here to get it done.

Read more

Because life insurance is optional—unlike car insurance and, increasingly, health insurance—it’s often not even a consideration when it comes to budgeting monthly expenses.

Read more